What Can You Invest in with a Solo 401(k)?

A Solo 401(k)—also known as a Self-Directed 401(k), a self-employed 401(k), or an individual 401(k)—is a retirement account that allows the self-employed investor to enjoy the tax-advantaged benefits of a 401(k), and to use his or her expertise to secure and grow their retirement account.

Self-Directed 401(k)s give self-employed individuals access to assets not typically available in standard IRAs, including real estate, promissory notes, limited partnerships, and other alternative investments. High contribution limits and the ability to borrow from the plan are one of many features that make the Solo 401(k) so appealing.

The Ultimate Solo 401(k)

Broad Financial’s Ultimate Solo 401(k) is a powerful retirement tool for self-employed individuals. You can invest in a wide variety of alternative assets, manage your own account with checkbook control, take loans from your account, and more. 

Building Retirement Wealth with the Crypto 401(k)

A Crypto Solo 401(k) is a self-directed retirement account designed for self-employed individuals to invest in not only traditional investments, but also in alternative assets such as cryptocurrencies. Using a Self-Directed Solo 401(k) as a Crypto Solo 401(k) offers tax advantages, checkbook control, retirement portfolio diversification, and investment flexibility.

Investing in Real Estate with a Checkbook Solo 401(k)

If you’ve built your savings in real estate, you should be able to continue building wealth for retirement in a market you understand. Maybe you’ve never worked in real estate, but you know a good investment when you see one. The Ultimate Real Estate 401(k) lets you build on your experience and expertise to diversify your portfolio and maximizing your retirement savings.

Is a Self-Directed 401(k) Right For Me?

A Self-Directed 401(k) is designed for the self-employed business owner who wants to maintain complete control over directing retirement account savings. A Self-Directed 401(k) may be right for you if:

• You are looking for the largest potential contribution for a business without full-time employees.
• You want the flexibility to invest in assets other than stocks and mutual funds.
• You want the freedom to borrow from your plan.
• You want to purchase leveraged real estate in your plan, and avoid unrelated business income tax (UBIT).

Benefits of a Self-Directed 401(k)

The Self-Directed 401(k) is the premium platform for efficiently turbocharging your retirement funds. With Broad Financial’s Ultimate Self-Directed 401(k), you will enjoy the following benefits:

• Invest in your own strengths. With self-direction, you have the power to invest in assets not available in traditional retirement plans, such as real estate,  promissory notes, limited partnerships and more.
• Make stress-free investments. Purchase assets within your retirement account by simply writing a check—no paperwork or authorization required.
• Enjoy unrestricted access to your funds. You can take a personal loan of up to $50,000 from your Self-Directed 401(k) without any restrictions on how the funds are used.
• Get peace of mind about account security. You hold all of your retirement funds in a bank of your choosing, so you never have to worry about who may be accessing your account.
• Stop paying unnecessary fees. With Broad Financial’s checkbook control feature, you personally perform the transactions by accessing the retirement funds in your checking account, eliminating costly custodian fees.

Broad Financial’s Ultimate Self-Directed 401(k) provides self-employed individuals with the confidence for retirement. The account setup process is easy, and our friendly Client Support Team is there to back you up with industry-leading customer support.

Don't just take our word for it - see what our client are saying!

“After reviewing 3-4 other companies with similar products, we found Broad Financial to be the best informed about the Solo 401(k) vehicle. They were thorough, professional, and actually the lowest price option we found.” – David Palmer, Brooklyn, New York

“Broad Financial made setting up my Solo 401(k) so easy. They handled all the details. I had a ton of questions and they were very quick to respond with answers. They even talked to my bank when setting up my checkbook account. I would recommend them to anyone interested of taking control of their retirement account." – Rob Sturm, Johns Island, SC

Read more testimonials from happy Broad Financial clients.

Gain Control of Your Retirement Account with a Self-Directed 401(k)

Call 800-395-5200 today to find out how you can start growing your own wealth now.